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All forms of interest fall under Riba regardless of how they are calculated. If you gain interest from something it’s Riba and impermissible in Islam.
These articles might be helpful and discuss the various positions of the Ulema (scholars) and the Sharia regarding Riba:
https://islamqa.info/en/answers/1507/accepting-interest-does-not-make-it-permissible
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According to shia beleif umer bin Abdul Aziz was a just person who uplifted the bannes on imam and he also returned fidak to it's right holders
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The website of mufti ebrahim desai. Askimam.org
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