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Can we perform hajj or umrah with loan money?

Ibn ‘Abdullah said in al-Tamheed (9/135), “If a man is poor and he did not perform Hajj, I dislike that he takes a loan and asks people for money so that he can perform Hajj.” … (Source) If I conclude than majority of Muslim Scholar agrees not to perform Hajj or Umra by getting loan for travel & stay expenditures at Holy places MAKKAH& MADINA. …
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