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I have gold and cash equal to nisab e zakat but do not have a house and live in a rented house nor do I have enough money to purchase a house.

Is zakat wajib on me?

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    to live in a rented house has nothing to do with Zakat IMHO - being indebted would play a role... but in the situation you describe Zakat is obligatory AFAIK... Allah knows best.
    – Yahia
    Aug 15, 2013 at 10:41
  • Owning a house is a luxury, not a necessity. People have and are spending their lives in rented houses. Nisab for Zakat is a different matter.
    – Farhan
    Aug 15, 2013 at 14:01

2 Answers 2

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Whether you're renting a house or saving to buy a house is irrelevant; if your saved wealth has reached and maintained the nisab for a full year, zakat becomes incumbent on you.

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As per my understanding, zakaat is not payable on your personal house. My case is:
Person 1: is living in a rental house and is saving to buy a new house. The savings is in bank account bearing no interest and is above the nisab threshold. He has to pay the zakaat.

Person 2: With his saving he has purchase a house for personal use. He is not eligible for zakaat even if it is a luxurious house.

Where is the fairness in this?

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  • This answer seems to be your best guess (first sentence), accompanied by a complaint about zakat (remainder of the answer). May 31, 2017 at 1:13

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