I have stocks. Let's say the market value today is $100. Do I use this value when calculating zakat? Or do I have to wait until my year end and go based on the market value then?
It is also my understanding that in Hanafi fiqh you can postpone paying zakat on wealth you don't have current access to, like stocks (or a loan). When I do get access, do I pay zakat based on the market value for each year, or market value at the time when I pay zakat?