Lately, the government in UK has been lending out money to help business in crisis due to COVID-19 which when approved have one year to return without interest. It has created a perfect opportunity for people to get money even by mean of creating a fictitious business or creating an illusion of business hit by COVID-19. Some people argue that they are using the money for betterment as to invest in places where they feel it is needed the most e.g helping out siblings.

Is it money gotten by the above-mentioned means Halal or Haram to use? some might argue that Allah has created opportunities to help us so why not help to make things better? IMO I feel it is haram because it is sort of forgery or making other (in this case bank fool).

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    The money earned this way would be rather haram.
    – Medi1Saif
    Commented Jul 23, 2020 at 16:35
  • @Medi1Saif how? One can argue it is for making life better n we will return it coz it has to be returned? What if that money is being applied by someone who want better life for u n insist that when ur on ur feet u can return it and that someone is like a big brother or father like figure? Any reference ?
    – localhost
    Commented Jul 24, 2020 at 2:31
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    @localhost because it's a deceit and thus earned through haraam means, making its sustenance also haraam. See my main answer, also: And He said: “O those who believe, eat of the good things that We gave you” (Surah al-Baqarah:172). He then made a mention of a person who travels widely, his hair dishevelled and covered with dust. He lifts his hand towards the sky (and thus makes the supplication): “O Lord, O Lord,” whereas his diet is haram, his drink is haram, and his clothes are haram and his nourishment is haram. How can then his supplication be accepted?” everything bought is then haraam.
    – Eemaan
    Commented Jan 3, 2021 at 10:16

1 Answer 1


The money (furlough) that the government is paying out is totally halal so long as it is paid back in time to avoid any interest, as interest is haraam. However, you then go on to say that if you were to 'create an illusion of a business hit by Covid-19 or creating a fictious business, is that money halal or haraam?'

Before I answer your question here is a question for you which will instantly give you the answer "well is it halal to deceive people? Is it halal to claim money not due to you?" If it isn't then that means that that is also haraam because it consists of both:

  1. deception (claiming ones a business that doesn't really exist) and
  2. claiming money that they are not eligible for

Of course the answer to my question would be that it is indeed haraam for The Qu'ran teaches against deception and against receiving that which one isn't eligible for.

See the following:

And do not argue on behalf of those who deceive themselves. Indeed, Allah loves not one who is a habitually sinful deceiver. [Quran, 4:107]

They [think to] deceive Allah and those who believe, but they deceive not except themselves and perceive [it] not. [Quran, 2:9]

In their hearts is disease, so Allah has increased their disease; and for them is a painful punishment because they [habitually] used to lie. [Quran, 2:10]

So He penalized them with hypocrisy in their hearts until the Day they will meet Him – because they failed Allah in what they promised Him and because they [habitually] used to lie. [Quran, 9:77]

And a believing man from the family of Pharaoh who concealed his faith said, ‘Do you kill a man [merely] because he says, “My Lord is Allah” while he has brought you clear proofs from your Lord? And if he should be lying, then upon him is [the consequence of] his lie; but if he should be truthful, there will strike you some of what he promises you. Indeed, Allah does not guide one who is a transgressor and a liar.’ [Quran, 40:28]

But if they intend to deceive you – then sufficient for you is Allah. It is He who supported you with His help and with the believers. [Quran, 8:62]

But We have certainly tried those before them, and Allah will surely make evident those who are truthful, and He will surely make evident the liars. [Quran, 29:3]

Allah will say, ‘This is the Day when the truthful will benefit from their truthfulness.’ For them are gardens [in Paradise] beneath which rivers flow, wherein they will abide forever, Allah being pleased with them, and they with Him. That is the great attainment. [Quran, 5:119]

Sahih Muslim, book 10 Chapter 12: He who deceives in business transaction

Number 3663: Abdullah b. Dinar narrated that he heard Ibn 'Umar (Allah be pleased with them) saying : A man mentioned to the Messenger of Allah (may peace be upon him) that he was deceived in a business transaction, whereupon Allah's Messenger (may peace be upon him) said : When you enter into a transaction, say : There should be no attempt to deceive.

Then there's many more (too many to mention)

So from the above we learn that lying and deceit go hand in hand and it's one of the characteristics of an hypocrite. The liars and deceivers shall be exposed by Allah and the truthful shall be rewarded by Allah. If one intends to deceive you then Allah is a sufficient protector for the one who is about to be deceived. Now on to deceiving within a business transaction (ie to gain finance through deception) we learn that this is also haraam (see "Muslim" above) and this would indeed be the same case as you mentioned, to gain money through deceit

May Allah guide us to the truth and keep us steadfast

  • Beautiful answer. Thank you but I am in big dilemma because my spouse thinks its right and need of the time. whereas I am aganist it and I am afarid that doing such might stand the business or get a house but in will be not blessful. I do not know what to do in this matter as my spouse is connected to me and in the end my children too.
    – localhost
    Commented Jan 5, 2021 at 15:17
  • You're welcome. Just let your spouse know that it is haraam quoting the Quranic quotes and hadith I supplied and maybe show her my response. May Allah make it easy for you and make it easy for you to come up with the best solution and get you out of this situation. Ameen. Please keep me updated. Jzk.
    – Eemaan
    Commented Jan 6, 2021 at 0:12

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