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I came upon this post after making sincere dua for guidance on this issue of purchasing a property with a bank loan. The purpose of wanting to purchase a property is to safeguard the protection of my children who are still young and I am unwell but still earning money as a consultant. Alhumdulillah.

As no one knows exactly how long they have on this dunya, and as a single parent, I want to endure my children safety after I am gone but without gaining the wrath of Allah Swt. Ad if owning property for my children means I have to go to jahanam for them not to engage in riba and face the same, I'm begginingnro think, to sacrifice myself for them. My children and I would otherwise never own property. I have saved enough deposit too whilst paying high rents. This was not easy and took a lot of sacrifice.

I'm currently renting. If I pass on what will happen to my children? My family is poor and not in a position to help them and also not practising Muslims.. Sadly, I would not feel good leaving them to them. What is worse? Leaving them in a bad environment or in a safe environment? Is my question.

My eldest daughter is 17 and in 5 years she will 22 and done with her studies and continue paying the balance mortgage (which I will make sure is minimal). Our belived prophet said.tonorotevt our daughters. At least it will make me feel better that they are/ will be secure when I'm gone.

I felt guided to the post for a reason because it's telling me buying my own property, in this time we are living, with riba, is better for me as a Muslim then to rent, safer, lesser of the evils, against being chargedextortionate rents to live in a reasonable area. My daughter did the math and is asking me why I persist in renting when biting would have been better to secure them. Was I foolish. A I responsible for securing them after I die or do I consider my own akhira only? My faith is strong and I believe Allah Swt will provide for them. But Allah Swt said to make dua but to also tie your camel.

My intention tells me to buy irrespective the consequences I will face when meeting with Allah Swt. My main priority is keeping my children safe. As they are.my eemanat from Allah.

Keeping then safe even from riba. In this instance. So should I just in the fire?

I can pay it off over the next 5 years. I otherwise will never be able.to do so. I've been renting for 35 years and have paid a total value of two/three houses my now on renting.

Can anyone please advise me?

  • The verses 8:28 and 64:15 are relevant. I find it troubling how you are willing to give up the pleasure of Allah for the temporary pleasure of your children in this short world. That is notwithstanding the permissablity or impermissability of buying houses with riba in the case of non-muslim countries. – The Z Jun 27 '20 at 19:43

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