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I understand how to calculate Zakat, but what I'm unclear on what is considered acclimated wealth.

Let's assume, for the sake of simplifying it, that I owe zakat, and I pay what is due. At the end, I have $100 in savings.

In the following months, I spend $75, leaving me with a balance of $25 in my bank. But throughout the year, I work and earn $100 more.

When the year has passed from when I last gave Zakat, my balance is now $125. But of the original savings I had, only $25 of that remained, and the rest was earned.

So in terms of Zakat, what number would I use for my accumulated wealth? I know it's not $125, because that amount was not held for a year.

The question is if it's $100, because that's the amount I had last year when I paid Zakat, or $25, because that's what's left of the original $100 I had.

Thank you.

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I'm not sure whether I understood your example or not so let me give you an example to explain how and when Zakat should be paid:

  • First for zakat your wealth must reach the nisaab (for example a minimum amount of money)
  • Secondly this money must be in your possession for a whole lunar year (hawl)

For simplification lets assume that the nisaab actually is $ 150.
Further we need to assume that you don't need the money in hands to support your family (feeding etc.) so it is clearly money you have saved and don't need to use actually.

You've paid your zakat and had $ 100 left on the 1st Muharram (first day of the first month of the hijri calendar).
One month later you've had some savings and your account reached $ 140 (we now have the first of Safar the second month in the hijri calendar).
On the next month you had to spend some money and had only $ 50 in your account (we have the first of Rabi' al-Awwal).
One month later you had savings and reached $ 100 (1st of Rabi' at-Thani).
Again a month later you had savings and reached $ 160 (1st of Jummada al-Uwla).

Now if you had savings in the next 12 months or never had spent such a big amount to fall below $ 150 your money is zakatable on the 1st of Jummada al-Uwla of the next year. Else you need to wait until you may keep it at this level this is the majority view.

For example lets assume you had to spend a large amount during Jumammada a-Thaniya and only reached the nissab again in Sha'aban (two months later, reaching $ 175) and could keep this level -without going below the nissab for the next twelve lunar months in that case the majority view says you'll have to pay zakat on the amount saved in Sha'aban ($ 175) in the month of Sha'aban of the next year (which would be $ 4.375).
According the other view -in the same situation- you may need to pay the zakat on the amount saved in Jummadah al-Uwla ($ 160) one hawl later meaning in Jummada al-Uwala of the following year (which would be $ 4).

  • So my question is assuming you already exceeded nisaab. I should have mentioned that. The question is what is considered "in your possession" for a year. Using your example, at the end of the year I have saved $160. If I spend $10 of that, I now have $150. I then work the rest of the year and make $10. So end of the year, I have $160, and only $150 of that was "Held for a year". Do I owe zakat on 160, or 150? Even though I had 160 at the end of the last year and now, I really only have 150 of that wealth held for over a year. – ilyketurdles Sep 14 '18 at 16:47
  • You certainly must pay Zakat based on the 150 based on the majority view, but you can also follow the second opinion and pay it based on the 160. – Medi1Saif Sep 14 '18 at 20:24

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