Yes there's fate and Allah's will as stated in the Quran in many verses like 54:49, but this doesn't mean that we are prohibited from taking decisions or making decisions on doing our best to follow our own ideas and goals. So we have a free will.
You may ask so what about fate? Being able to make decisions and follow our goals doesn't contradict this idea at all, as this only means if Allah had made a plan for us and we had an other, Allah will make it easier to follow HIS plan and harder to go along with our plan (see also this hadith). So that's why we are strongly encouraged to perform istikhara (asking Allah to help or guide as for a choice) once we want to make a (major) decision in our life, such as deciding whether we would marry this person or not!
So the final decision is in our hand, but whether we would be happy or not with what we have done or decided depends on the fate.
The practical side is easy as a woman you will have the right to accept or reject a proposal as stated in the well known hadith. While it is the usually the man who is making a proposal.
A comment on the verse you quoted
Tafsir scholars say this verse show the gifts and blessings of Allah to people, this means there's no direct relevance to fate in this verse. Rather then a listing of gifts Allah gave us: he gave us partners (husband, wife) and out of them children etc. as the context is not fate rather then the gifts of Allah to all humans including disbelievers as the verse partly (and the next verses especially) addresses them. Ibn Kathir at the end of his explanation added this sahih hadith.
See also this fatwa which answers your question as it seems.
And Allah knows best!