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My savings dropped below nisab value at some point in the past lunar year. So, is zakat still obligatory on me?

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The hadiths that mention zakat being one year are all unauthentic.

The actual dues for zakat are given every time you've reached the nisab of that pparticular item. Even if it's 50 times a year. If you've reached the nisab, then you must give the proper portion.

So, if there was a time that your 'zakatable' reached the nisab at some point of time, you should've given zakat. But once the item decreases, then zakat isn't obligatory until you've crossed the limitations.

وَفِي الرِّقَةِ رُبْعُ الْعُشْرِ، فَإِنْ لَمْ تَكُنْ إِلاَّ تِسْعِينَ وَمِائَةً فَلَيْسَ فِيهَا شَىْءٌ، إِلاَّ أَنْ يَشَاءَ رَبُّهَا

Bukhari relates this hadith from Anas, in which Abu bakr had sent a letter saying this is the fardh sadaqah which Allah's Messenger has obligated. At the end of the hadith it says, in the raqqah 1/40 (2.5%), except when there's 199 (dirhams), there's nothing (due) in that, unless its owner wishes.

لَيْسَ فِيمَا دُونَ خَمْسِ أَوَاقٍ مِنَ الْوَرِقِ صَدَقَةٌ وَلَيْسَ فِيمَا دُونَ خَمْسِ ذَوْدٍ مِنَ الإِبِلِ صَدَقَةٌ وَلَيْسَ فِيمَا دُونَ خَمْسَةِ أَوْسُقٍ مِنَ التَّمْرِ صَدَقَةٌ

Muslim relates this hadith from Jabir, in which Allah's Messenger says there is no sadaqah besides (below) 5 awaq wariq. This hadith is also reported from Abu Sa'id without wariq.

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    Really? So two men had 97.5 bucks each and 100 is Nisab. Someone gives one of them 2.5 bucks. He gives 2.5 as Zakat to the other one, who now has to pay 2.5 and so on. That's a nice ping-pong game. – user549 Nov 29 '15 at 12:34
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    @Sayyid : source? – Farrukh Chishti Nov 30 '15 at 12:39
  • While improving an edit suggestion i was trying to find the Source from Sahih Muslim but had difficulties to find it, could you add some details about that? – Medi1Saif Dec 11 '15 at 6:52

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