I have gold Jewellery with me moms and wife's total value of 214000 dollars. All the gold weights almost 4500 grams roughly and having it with me for more than five years now. Tell me how many grams to deduct each year in my calculations cz I pay 2.5% in cash and not in gold.
Second point is I have a mix of currencies as saving for more than 6 years and not even touched it all sum up and equivalent to 78000 usd. Tell me how to pay zakath each year by deducting the paying amount from the total.
Third point is I have many building rented out and I get total rent per annum is 36000 dollars.
Fourth point is I'm a Jewellery shop owner and I have gold which comes equivalent of 100000 dollars for business purposes.
Fifth point I bought a house more than one year back which I couldn't pay fully and still I owe the house owner 42000 dollar.
Sixth point is my personal expenses per month is 2700 dollars which included My expenses are as following= school fees, business premises rent which I pay to the owner, vehicle insurance, electricity bill, water bill, mobile and land phone bill, salary for employees, salary for home servants, luxury vehicle tax, house tax, business shop tax, other buildings premises tax, credit card statements, parents and wife pocket money and house groceries items everything's included. ( I didn't include the business income tax which we pay for the Goverment for our business every year and I'm a tax payer I pay 1000 dollars every year for the Goverment as well ). Let me know whether i should include the income tax or not.
My main question is how much exactly should I pay zakath for the year 2015 by taking all the six points to consideration. The total amount. Pls let me know. It would be a great help. Pls reply in detail and very clearly so that I'll understand and pay correctly and Allah will accept my deeds.