MCB (Muslim Commercial Bank) Pakistan has started a scheme in which when one will go on hajj via there scheme he/she will be eligible for 4 months of free health (hadsaati) insurance, my question is "is this interest or not"? is this halal? will it affect hajj or not?
1 Answer
Most of scholars without any doubt agree that all tyep of insurance is haram. Every type of action, in which there is gambling or un-certainty involved, it to be avoided. and It is Best not to take any loan/insurance from Bank, as banks work only on interest and interest is haram.
Please follow this ruling: http://islamqa.info/en/8889
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so what will be about hajj? if someone avail that offer and goes for hajj, his hajj will be accepted or not? Apr 17, 2015 at 9:51
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it is better to avoid it. or ask them Not to offer this to u or you dont want to take this offer. make sure its not given to you. or u dont pay a single penny to get enrolled for this insurance– user12159Apr 17, 2015 at 10:22
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its not me who is availing it but i have seen their posters i wanted to first confirm and then to stop those people to whome i know and they trying to avail it Apr 17, 2015 at 10:34
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Thanks for your answer. but still want that what will be its affect on hajj? Apr 17, 2015 at 10:34
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obviously, when you will be enrolled for insurance, for first 4 months it will be free, but after that you/they MUST PAY to continue their insurance policy. so insurance is wrong now and after 4 months too. it is better to avoid it, to avoid inulding in haram act.– user12159Apr 17, 2015 at 10:35