I had to purchase a car, but did not wanted with riba, so the only option was to purchase a new car which I has at 0%, BUT monthly I have now to find a large sum of money which is causing me a lot of trouble. With a used car I could have a with quarter the price I'm paying per month.to clarify more I dont have cash to purchase a car. SO my question is it worth having no riba and causing me financial problems for the coming 5 years?

closed as primarily opinion-based by Rebecca J. Stones, III-AK-III, Sassir, goldPseudo Jun 26 '17 at 23:30

Many good questions generate some degree of opinion based on expert experience, but answers to this question will tend to be almost entirely based on opinions, rather than facts, references, or specific expertise. If this question can be reworded to fit the rules in the help center, please edit the question.


I do not need to give detailed references here because I think this is not just about Islam but also about personal finance and money. I will try to be very frugal in my response and I mean no disrespect but Islam teaches us to live within our means and if you do not have money for a new car then do not purchase a new car.

Quran - Surah Furqan (25:67) - "And [they are] those who, when they spend, do so not excessively or sparingly but are ever, between that, [justly] moderate"

Hadith - Prophet Muhammad (SAW) - "O Allah, suffice me with what You have allowed instead of what You have forbidden, and make me independent of all others besides You."
At-Tirmidhi 5/560. See also Al-Albani, Sahih At-Tirmidhi 3/180.

Instead you should try and find alternatives like public transport, car-pooling with colleagues or ride-sharing services. If you do not have an alternative and must own a car then purchase a used car or rent a car until you can afford to own one yourself.


I posted this question earlier, but just I posted it, Allah gave me the answer! Yes its better to endure some difficulties for the pleasure of Allah, I believe that after a period of test, Allah will make my situation better, because I did it only for His pleasure and I'm sure HE will not let me down(Ameen)

  • 1
    It seems to me that expecting Allah to help you is a little presumptuous. Worldly affairs are our responsibility. – PointlessSpike Jan 8 '15 at 15:48
  • This is bad advice. You are advocating financial burden on the OP which may cause him to develop health problems, stress and can even create problems at home. – user921 Jan 9 '15 at 19:32
  • @masfenix this answer is written by the OP – Daniel Feb 8 '15 at 2:12

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