We all know that credit cards and similar money cards are haram, so would it be haram to accept donations from such cards?
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It deserves mention that not all credit card services are haram, it depends.– Tamer ShlashJul 29, 2012 at 20:30
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@Mr.TAMER I never knew that not all credit card services are haram, well i will ask a question about it.– مجاهدJul 29, 2012 at 20:38
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Depending where you live, there are some debit cards that will work at Visa/Mastercard receptacles. That's the gist of it.– ashes999Jul 29, 2012 at 21:29
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2 Answers
The credit card itself is a contract between the issuer and client - a merchant has nothing to do with it. As far as the merchant is concerned it is simply a payment made on behalf on the client by the card issuer. There is no interest involved, and whatever percentage the card issuer takes from the merchant for facilitating this transaction counts as a service charge.
Source: Fatwa Department Research Committee on Islamtoday.net
There's a hadith where the prophet (salallahu alayhi wa sallam) said:
When the hand changes, the ruling changes.
Based on this hadith, even if someone has haram money -- say they work for a tobacco or alcohol company -- you can accept their money without any issue. (The only exception is stolen property; changing the hand does not absolve it.)
Also, credit cards, from a contract perspective, would be permissible: the credit card company pays you, in lieu of the actual buyer, within a day or two of the sale — no interest involved.
Source: Islamic Finance 101 weekend course; circa 2008.
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Do you know exactly which hadith this is? I couldn't find it and as far as I've been taught, getting money from someone who works for haram industries is often (cautiously) considered haram.– MuzJul 30, 2012 at 21:49
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If I knew, I would have mentioned the source. It was mentioned many times in my Islamic Finance class.– ashes999Jul 31, 2012 at 2:28